This table represents a comparison between our present health insurance plans and
Laidlaw's 1st proposal. The table represents a summary of the information presented.
Some items such as mental health services are not included. Please contact a union
official for more detailed information.
|
Blue Cross Present Plan |
Kaiser Current Present Plan |
Blue Cross Laidlaw's Proposal |
Kaiser Laidlaw's Proposal |
|
|
Deductible |
None |
None |
None |
None |
|
Stop Loss |
||||
|
Individual |
$500 |
$1,500 |
$1,500 |
$1,500 |
|
Family |
$1,500 |
$3,000 |
$3,000 |
$3,000 |
|
---------------------------------------------------Physician Services ---------------------------------------- |
||||
|
Office Visit |
$0 co-pay |
$5 co-pay |
$20 co-pay |
$20 co-pay |
|
Routine Physical |
$0 co-pay |
$5 co-pay |
$20 co-pay |
$20 co-pay |
|
Well Child Exam |
$0 co-pay |
$5 co-pay |
$20 co-pay |
$20 co-pay |
|
Well Woman Exam |
$0 co-pay |
$5 co-pay |
$20 co-pay |
$20 co-pay |
|
Diagnostic & X-ray |
No charge |
No charge |
No charge |
No charge |
|
Mammogram |
No charge |
No charge |
No charge |
No charge |
|
----------------------------------------------------Hospital Services------------------------------------------ |
||||
|
In-patient Services |
No charge |
No charge |
$250 co-pay / admit |
$500 co-pay / admit |
|
Out-patient Surgery |
No charge |
$5 co-pay |
No charge |
No charge |
|
Emergency Room |
$25 co-pay |
$5 co-pay |
$100 co-pay |
$100 co-pay |
|
Waived if admitted |
Yes |
Yes |
Yes |
Yes |
|
----------------------------------------------------------Prescription Drugs----------------------------------- |
||||
|
Brand Name |
$5 co-pay |
$5 co-pay |
$25 co-pay |
$15 co-pay |
|
Generic |
$2 co-pay |
$5 co-pay |
$10 co-pay |
$10 co-pay |
|
Non-formulary |
N/A |
N/A |
$50 co-pay |
N/A |